The BenefitsHawaii Staff

BenefitsHAWAII Staff



Dave entered the insurance industry in 1981 after graduating from college with a degree in business and a minor in economics. Initially he worked with individuals and families. In 1985, using his business background, he expanded his practice in to the corporate and group business marketplace.

Dave has continued his education over the years, keeping up with industry changes and trends while earning multiple professional designations in the insurance field, including:

  • Chartered Life Underwriter (CLU)
  • Chartered Financial Consultant (ChFC)
  • Registered Health Underwriter (RHU)
  • Registered Employee Benefits Consultant (REBC)

Today Dave is well known as a Group Disability Income Specialist. A part of his services include doing employee educational presentations, helping employees understand the value of their employer provided benefits.

Feeling a strong commitment to the community, Dave is an active member in the small rural community of Laupahoehoe on the Big Island. Over the past decade Dave has donated both time and money doing numerous projects for Laupahoehoe Community Public Charter School. In addition, in 2018 Dave helped secure a $25,000 grant from the state of Hawaii Agricultural Department for two new green houses for the school and over saw the site development and installation of them.

Most recently, Dave started a new pickleball program for his fellow community members. Pickleball is one of the fastest growing sports in America today. He was able to secure the use of the Papa’aloa Gym on both Monday and Friday evenings. This new opportunity for community members to come learn and play the game pickleball has been a huge success, plus it’s created a fun environment for fellow community members to meet each other and make new friends.

Dave enjoys hiking, mountain biking and yoga. Some hiking highlights include summiting Mt Rainer, Mt Mauna Loa, trekking thru Patagonia and multiple treks in the Himalayan Mounts of Nepal and Bhutan.



Riscia migrated from the Philippines to the US in 2005, landing in Hawaii. She considers Hawaii her second home.

Riscia started in the insurance industry in 2014 as a part-time agent and became investment licensed in 2020. Before her insurance and investment career, she managed a branch of a financial institution for almost 15 years and gained valuable experience in providing a high-level of customer service. She joined Northwestern Mutual as a Financial Representative in 2021, helping individuals make good financial decisions. In 2022, she joined BenefitsHAWAII as a Client Manager. All her past experiences show that Riscia is passionate about serving people.

Riscia is happily married and has two enjoyable and fun children. They enjoy hanging out with their extended family and friends on the weekend. Rollerblading, swimming, going to the park, and going to the playground are some of the activities that Riscia and her family enjoy doing.



Mike is a licensed insurance professional and our in-house expert in computer technology and database management. Mike came to Hawaii from Chicago, IL in 1977. He graduated from Hawaii Loa College in 1981 and quickly took to honing his computer database skills. Since joining Dave in 1996, his 30-plus years of experience in this area have been a valuable asset, enabling us to provide comprehensive policy information and effective administrative tools for our clients. He has been an avid player and supporter of Frisbee sports including Ultimate Frisbee & Disc Golf. Mike resides in Manoa with his wife Louise.